GCASH APP
Using a mobile wallet app, you can send money, shop, pay bills right away, and more from the comfort of your home!
Enjoy GCash’s quick and simple payments! It is a safe and secure mobile wallet.
• It is available on all networks.
• BSP-regulated; zero-rated for Globe and TM
Transfer money to any major bank account in the country instantly. Save bank account information for future fund transfers.
PAY BILLS AND FEES TO 400+ BILLERS
Save your favourite billers and create payment reminders. electricity from Meralco, Kuryente Load, and other regional providers. Pay utility bills and more without leaving the house.
Telecoms include Globe Postpaid, PLDT DSL, Smart, Sun Cellular, and Globe at Home. Water is provided by Manila Water, Maynilad, and other regional providers. Credit cards and loans are provided by BPI, BDO, Citibank, Home Credit, and U-Peso.
Travel: AirAsia, Cebu Pacific, PAL, etc. Government: BIR, DFA, MMDA, NBI, SSS, Pag-IBIG, etc.
BUY LOAD ANYTIME, ANYWHERE
Load any Globe, TM, Smart, TNT, or Sun Cellular number instantly. You can purchase special Globe and TM load combos. Purchase Globe broadband plans at Home Prepaid Wifi.
Purchase Cignal and SkyCable PINs, TV channels, and MaxiCare prepaid health insurance.
RECEIVE REMITTANCES AND PAYPAL FUNDS ONLINE
Link your Paypal account to GCash to receive or send money free of charge.
EXTEND YOUR BUDGET WITH GCREDIT
GCredit, GCash’s mobile credit line, is available based on your GScore; the credit limit ranges from P1,000 to P30,000; and you can increase your GScore by regularly using GCash.
CASH-IN WITH ONLINE BANKING AND DEBIT CARDS
Using internet banking at BPI, RCBC, Unionbank, etc., you can top up your GCash.
• Bayad Center, Touchpay, Cebuana Lhuillier, and Villarica accept cash over the counter.
Free-to-use digital wallet
With the help of the free financial app GCash, you can send and receive money from others. This was created by Mynt-Globe Fintech Innovations and functions as a mobile wallet that is simple to link to your bank accounts. More than that, the app also supports a variety of online payment options. You can use it to purchase loads, pay bills, and even apply for an insurance service within the app.
Like PayPal or PayMaya, GCash is a full-service payment platform
You would need a roaming service to use it somewhere else. Nevertheless, it works with all mobile networks and is controlled by the nation’s central bank.
This online purchase is largely free of transaction fees, in contrast to the majority of them. For instance, there is typically a fee when withdrawing money from a bank account. You can waive costs and transfer money for nothing if you link the relevant bank account to the app. You can select from a variety of bills to pay, including those for power and communications.
The app does have some issues, though. You would not be eligible for a refund if the services it supports made any mistakes. Additionally, if you send money to the incorrect person, your only option is to ask them to transfer it back. It may make paying bills more convenient; a variety of billers are available, but most of them are based in the Philippines.
Must-have, but only for a limited market
GCash is a fantastic replacement for current digital wallets thanks to its features and capabilities. Sadly, it was created exclusively for the Philippine market. However, it includes a tonne of features that make transfers and payments much easier. From purchasing mobile loads to paying your bills, this software has it all. It doesn’t have any safeguards against transaction errors, though.